Use of a bank account ("Credit Card") as a payment method on the Handcraftique.com website ("the site"), is subject to these terms and conditions ("Terms") within. Use of the Handcraftique.com website is also governed by our Privacy Notice. We may update these Terms by posting updates on the Handcraftique.com website. By continuing to use your bank account as a payment method, you accept the updated Terms.

The standard currency for the site is United States Dollars ("USD"). The conversion rates for other fiat currencies will be determined by your local bank or credit card upon payment.

Your credit card must be able to accept debits denominated in USD currency. You authorize us to make any inquiries or obtain any information to verify your bank account. We may suspend, refuse, or remove your ability to make a payment using your bank account without notice for any reason at any time.

If your bank returns any payment using your bank account unpaid (for example, if you have insufficient funds available), we may retry the payment. Your bank may charge you an overdraft or other fees for each payment failure. Additionally, you authorize us to charge any other valid payment method we have on file for any amount that remains unpaid after any attempted charge. We may initiate a collection process or legal action to collect any money owed to us. You agree to pay all our costs for such action, including any reasonable attorneys' fees.